Plumbing drain lines can be quite expensive to repair. Insurance companies try to deny these types of claims as much as possible. They look to the repetitive seepage exclusion listed in the insurance policy to deny the claim. You must be very careful with this type of water damage insurance claim. There are many types of water damage plumbing related occurrences that could damage your home. Such as, ruptured fresh water supply line, hot water heater leak, toilet overflow, refrigerator ice line leak, dishwasher leak, broken sewer line, air conditioning condensation leak, and much more. Only three policy types cover water damage that escapes a plumbing system. The named peril that provides coverage for this type of loss is called ‘Accidental Discharge of Water. ‘ Advocate Public Adjustment specializes in accidental discharge of water that overflows or escapes from within a plumbing, heating, air conditioning or automatic fire protective sprinkler system or from within a household appliance. This peril normally does not include loss to the appliance or fixture the water or steam escaped. Just because you have an accidental discharge water plumbing claim doesn’t mean that the insurance company is obligated to pay for the resulting water damage. There are several insurance policy exclusions that deny certain kinds of water damage. This is why it is important to have an expert public adjuster explain the coverages to you based on the merits of your accidental discharge water damage property loss. No sense filing an insurance claim for accidental discharge water damage if it is not going to be covered or if it is not worth it when damages are minimal. Water damage claims get filed in a national database called CLUE. The Comprehensive Loss Underwriters Exchange keeps track of claims that were filed on the property. In the state of Pennsylvania the insurance department has allowed the insurance companies to surcharge the policyholder for submitting a claim. These surcharges can vary so it is really important to understand if it is worth filing the claim or not. When water damage occurs it is necessary to mitigate and protect the property from further damage. This is a policy condition in all insurance policies. We are IICRC certified in water damage drying out procedures. It is really important to avoid a mold problem or sick house syndrome. Please call us first when your home or business sustains water damage from an accidental discharge water damage situation. We are honest and straight forward. Our reputation and referral network separate us from other public adjusting firms. We are only a phone call away and we offer a free policy review at no obligation or cost. So Call us today at 215.364.4546 if you should have any questions at all when dealing with an accidental discharge water damage property insurance claim. Our service area for accidental discharge water damage insurance claims are the following counties. Bucks County accidental discharge water damage insurance claim settlementsBerks County accidental discharge water damage insurance claim settlementsChester County accidental discharge water damage insurance claim settlementsDelaware County accidental discharge water damage insurance claim settlementsLehigh County accidental discharge water damage insurance claim settlementsMontgomery County accidental discharge water damage insurance claim settlementsNorthampton County accidental discharge water damage insurance claim settlementsPhiladelphia County accidental discharge water damage insurance claim settlementsRick KinneyFind us on Google+
Plumbing drain lines can be quite expensive to repair. Insurance companies try to deny these types of claims as much as possible. They look to the repetitive seepage exclusion listed in the insurance policy to deny the claim. You must be very careful with this type of water damage insurance claim. There are many types of water damage plumbing related occurrences that could damage your home. Such as, ruptured fresh water supply line, hot water heater leak, toilet overflow, refrigerator ice line leak, dishwasher leak, broken sewer line, air conditioning condensation leak, and much more. Only three policy types cover water damage that escapes a plumbing system. The named peril that provides coverage for this type of loss is called ‘Accidental Discharge of Water. ‘ Advocate Public Adjustment specializes in accidental discharge of water that overflows or escapes from within a plumbing, heating, air conditioning or automatic fire protective sprinkler system or from within a household appliance. This peril normally does not include loss to the appliance or fixture the water or steam escaped. Just because you have an accidental discharge water plumbing claim doesn’t mean that the insurance company is obligated to pay for the resulting water damage. There are several insurance policy exclusions that deny certain kinds of water damage. This is why it is important to have an expert public adjuster explain the coverages to you based on the merits of your accidental discharge water damage property loss. No sense filing an insurance claim for accidental discharge water damage if it is not going to be covered or if it is not worth it when damages are minimal. Water damage claims get filed in a national database called CLUE. The Comprehensive Loss Underwriters Exchange keeps track of claims that were filed on the property. In the state of Pennsylvania the insurance department has allowed the insurance companies to surcharge the policyholder for submitting a claim. These surcharges can vary so it is really important to understand if it is worth filing the claim or not. When water damage occurs it is necessary to mitigate and protect the property from further damage. This is a policy condition in all insurance policies. We are IICRC certified in water damage drying out procedures. It is really important to avoid a mold problem or sick house syndrome. Please call us first when your home or business sustains water damage from an accidental discharge water damage situation. We are honest and straight forward. Our reputation and referral network separate us from other public adjusting firms. We are only a phone call away and we offer a free policy review at no obligation or cost. So Call us today at 215.364.4546 if you should have any questions at all when dealing with an accidental discharge water damage property insurance claim. Our service area for accidental discharge water damage insurance claims are the following counties. Bucks County accidental discharge water damage insurance claim settlements Berks County accidental discharge water damage insurance claim settlements Chester County accidental discharge water damage insurance claim settlements Delaware County accidental discharge water damage insurance claim settlements Lehigh County accidental discharge water damage insurance claim settlements Montgomery County accidental discharge water damage insurance claim settlements Northampton County accidental discharge water damage insurance claim settlements Philadelphia County accidental discharge water damage insurance claim settlements Rick Kinney Find us on Google+